![]() ![]() ![]() ![]() In some cases, local reconstruction costs can spike after a disaster, instantly making your dwelling coverage inadequate. Nationwide offers home insurance in Washington, D.C., and 43 states:įarmers’ coverage options and low complaint level helped it overcome its high home insurance rates in our scores.įarmers has an exceptional selection of extended coverage options in case of a disaster that destroys your home. Equipment breakdown coverage for appliances and home systems.Coverage for accidental breakage of items such as crystal, china and statuary.A cash-out option if your home is destroyed and you decide not to rebuild.In addition to standard home insurance options, there’s Nationwide Private Client insurance, suitable for high-net worth homeowners. Good average rates, low customer complaints and the availability of both extended replacement cost and guaranteed replacement cost make Nationwide a good bet. ![]()
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